What should I do with the SMS of bank deduction notice?

Such a short message is obviously fake. Legal accounts in everyone's name, such as savings cards and passbooks, are very private things, and no one except the court or any third party is qualified to freeze the deduction.

There is only one case where the account will be frozen, that is, after the lawsuit is brought to the court, the other party applies to the court for compulsory execution. In this case, you will usually be issued a subpoena first, and then the court will sue. After the judgment is made, the other party refuses to pay back the money. At this time, the other party may apply for enforcement. In fact, receiving such a text message after the online loan is overdue is just a routine for the collection personnel, with the purpose of scaring the borrower and putting pressure on him.