How to collect wages for non-counter transactions?

You can get a normal salary without restrictions.

Over-the-counter trading refers to trading without going through the counter of the bank, including mobile banking, online banking and other channels. "Fee" means "no", that is, these businesses do not need to be handled at the counter. When the mobile phone card is restricted from trading over the counter, that is to say, you can't go to the counter of the bank to handle the transaction, there is no restriction on the bank card. Wages will still be paid normally, but users can't use them. Therefore, it is still necessary to go to the bank as soon as possible to lift the restrictions on counter trading.

1. Why is it restricted from OTC trading?

1. The mobile phone number reserved by the bank card is not for my own use. This situation is not uncommon. Many bank users like to use their family's mobile phone number as their bank card. Although the mobile phone number is your home, the bank is responsible for verifying the use of the reserved mobile phone number just in case. In this way, users need to provide proof of kinship with their families to lift the restrictions. If you say that the mobile phone number you reserved is a stranger, it is definitely not allowed. The bank will not easily lift the trading restrictions for you.

2. The customer's account is detected by the public security organ as the account involved. This kind of account is the most serious illegal use of bank cards, because it has been identified as a money laundering or financial fraud account by the public security organs, so this kind of account cannot be lifted in banks. The staff of the bank will ask you to consult the relevant judicial organs to find out the problems existing in your bank account. In fact, these accounts involved are the result of illegal transfer, lease and illegal transactions. Banks have the responsibility to cooperate with the public security organs to crack down.

There is no transaction in the bank card for half a year. Some bank users rarely use it after opening their own bank accounts. After all, the use of WeChat and Alipay is very convenient now, and some bank users rarely use bank cards after recharging their e-wallets. Although I have it in my bank card, once there is no normal bank transaction for more than six months, the bank will also restrict off-exchange transactions. After all, if it is not used for about six months, the bank will consider this bank card as an inactive account, which has certain potential risks.

4. The basic information you reserved in the bank is incomplete. The basic information of bank users mainly includes pinyin, address, validity period of certificates, etc. If a piece of information does not conform to the true identity, it is also very likely to be restricted by the bank. Because the basic information is not updated in time, banks are also responsible for further verification. Before verification, stop the non-OTC trading restrictions.

2. How to cancel OTC trading?

1 Replace the new card: If the bank card expires, I can use it normally with my ID card and bank card at the counter of the issuing bank to replace the new card.

2. Complete identity information: When we open an account and apply for a card in a bank, we need to reserve our basic information, including name, address and identity information. If the information is incomplete, inconsistent with the real identity or the certificate has expired, we can bring the relevant documents to the bank to supplement the information. If the ID card has expired, we need to reissue it, and then update it in the banking system, or update it online and cancel it on the same day.

3. Prove that there is no risk in using the card: if there are unconventional operations when using the card, the bank cannot confirm whether it is the operation for itself. In order to protect the security of accounts, channels other than over-the-counter transactions are generally suspended. In this case, we can contact the bank and show it to the bank that I operated it and apply to cancel this state.