Failed to repay the money owed to Fenqile and received a notice of prosecution.

Legal analysis: If it is determined that the complaint received is true, according to the provisions of the Civil Procedure Law of the People's Republic of China and the People's Republic of China, a defense should be submitted within fifteen days.

Legal basis: "Civil Procedure Law of the People's Republic of China" Article 125 The people's court shall send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall receive the File a defense within fifteen days from the date of arrival. The defense statement shall state the name, gender, age, ethnicity, occupation, workplace, residence, and contact information of the defendant; the name, residence, and name, position, and contact information of the legal person or other organization and the legal representative or principal person in charge. The People's Court shall send a copy of the defense to the plaintiff within five days from the date of receipt of the defense. If the defendant fails to submit a statement of defense, it will not affect the trial of the People's Court. Article 144 If the defendant refuses to appear in court without justifiable reasons after being summoned by summons, or leaves the court midway without permission from the court, a judgment may be made in absentia.