Is it a crime for me to send a text message to scold the other party for owing money?

If the other party owes money, texting and cursing does not constitute a crime and should be considered as harassment. If it affects normal life, you can call the police. If the debtor owes money, the creditor can directly ask the other party to repay it. If the other party refuses, the creditor can go to court and the court will order the other party to repay the debt. If you don't pay back the money you owe, there is a civil legal relationship between the two parties, and the dispute between the two parties belongs to a civil dispute. There are two ways to solve civil disputes through negotiation, third-party mediation or bringing a lawsuit to court.

Legal analysis

If the debtor doesn't pay back the money, he can sue the court for repayment, and the court will make a judgment according to law, so don't settle it privately; After winning the case, if the other party refuses to perform it, the winning party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution; After accepting enforcement, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law; If the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may take or notify the relevant units to assist in taking measures such as restricting exit, recording in the credit information system, publishing information on non-performance of obligations through the media and other measures prescribed by law; Those who have the ability to refuse to execute are suspected of refusing to execute the judgment or ruling. Friends circle is not very effective. Suggest negotiation. If negotiation fails, a lawsuit shall be brought to the people's court with relevant evidential materials, and the other party may be required to pay interest or liquidated damages at the same time. The prosecution must meet the following conditions: the plaintiff is a citizen, legal person and other organization that has a direct interest in the case; There is a clear defendant; There are specific requests, facts and reasons; It belongs to the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court under appeal.

legal ground

Article 42 of the People's Republic of China (PRC) Public Security Administration Punishment Law shall be detained for less than five days or fined less than five hundred yuan for any of the following acts; If the circumstances are serious, he shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan: (1) writing threatening letters or threatening the personal safety of others by other means; (2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment; (4) Threatening, insulting, beating or retaliating against witnesses and their close relatives; (5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others; (six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.