State loans have serious consequences.

The national wallet is quite reliable. It is a staged platform. I bought a computer and a mobile phone, all of which are genuine. After using it for a while, there was no problem. The advantage is that the payment is fast, the repayment pressure is small, and it is no problem to make up the overdue payment for one or two days in time. On the whole, it is quite satisfactory.

How to calculate loan interest:

1. As a basic calculation method of bank deposit interest and loan interest, the interest calculation formula has played a lot of roles in the daily settlement of banks and the daily life of ordinary people, and its role will become more and more important. The calculation method of bank loan interest is generally compound interest on a monthly basis.

2. There are two ways to repay by installments, one is equal principal and interest, and the other is average capital. In the short term, you can also repay the principal and interest in one lump sum.

1. What should I do if I receive the threat of online loan?

When we receive the threat of online loan, we should judge its nature according to its content, choose a reasonable way to deal with it, and resolutely avoid unnecessary conflicts with violence or irrational attitude. Debt collection itself is legal, but there can be no illegal means such as threats and violence.

1. An inexplicable threat

I have never borrowed any online loans, but I have inexplicably received threatening phone calls or text messages about online loans. Leave him alone at this point. But if it has seriously threatened normal life, you can choose to call the police.

2. Normal threat

If it's just some normal threats, no threats to personal safety, and no verbal personal attacks, then pay back the money as soon as possible.

3. Illegal threats

If the threat has risen to the illegal stage, you must call the police as soon as possible to avoid injury.

Second, what if online loans are not threatened?

1. If the online loan is not threatened or threatened by creditors, it is definitely illegal. The debtor can report the other party's behavior to the police.

2. If the debtor has the ability to repay the online loan, it shall pay off the debt as soon as possible. Pay attention to the interest rate when repaying. According to Chinese law, the annual interest rate agreed by private lending is less than 24%, which is protected by law.

3. The part that the creditor requires the debtor to pay the interest of the creditor's rights is also the part that the debtor should return; Then if the annual interest rate exceeds 24%, the debtor has the right to refuse to repay the excess interest; There is a third case, the annual interest rate is above 36%, which is prohibited by law and is not protected by law. We need to pay attention to this problem.

What is the difference between state loans and photovoltaic loans of rural commercial banks?

There is no difference. National loans and photovoltaic loans of rural commercial banks are loans, and there is no difference. A loan is a monetary fund provided to the borrower to repay the principal and interest at the agreed interest rate and time limit.

Is the national loan reliable?

Not reliable, don't borrow money, this is a regular loan, please stay away from it and cherish your future, otherwise your credit will be destroyed and your money will be cheated. Alas, poor man.