Is overdue collection of online loans illegal?

20 18 with the increase in the number of people reporting violations of online loans, relevant departments have taken certain measures. After 20 19 and 3 15 were exposed, 899 illegal platforms were investigated and dealt with nationwide. In 2020, the number of formal online lending platforms in China is less than 300. Will illegal online lending disappear in 2020?

I. Jiufu Wanka

After the supervision of relevant departments, the phenomenon of violent collection has rarely occurred, followed by "yin and yang contracts, usury, beheading."

According to Ms. Wang's description, Jiufuwanka forcibly borrowed money to tie insurance is beheading. Forging a contract is obviously a loan to Jiufuwanka. The lender is a bank, and it is a yin-yang contract. The contract can't be contacted, and the interest has exceeded the national annual interest rate of 36%, which is really unable to repay. Confess to your family. It's hard at home. Many illegal interests have been paid off. Contact customer service to negotiate the repayment amount and refund the premium. I haven't contacted customer service yet, and the amount is still increasing. Please give a reasonable solution as soon as possible.

Second, pat on the loan

Regarding the loan auction, the word "soft violence collection" appears more frequently.

Third, spot consumer finance.

On spot consumer finance, violent collection, beheading, yin-yang contract and other words. Also appeared.

Fourth, it is safe and inclusive.

Verb (abbreviation of verb) Gitzo Finance

But one thing can't be ignored, that is, the loan relationship. After all, there is a conflict of interest between the two sides. Isn't "I like your principal and you like my interest" very popular on the Internet now?

Related questions and answers: Is Wanka loan formal? Is Wanka loan formal? Is it formal? From the background of Wanka: Jiufu Group to which Wanka belongs. This is a digital technology enterprise driven by artificial intelligence technology. The company also has platforms such as Jiuxi Pratt & Whitney and Wukong Financial Management, and holds or shares in many franchisees such as insurance brokers, fund sales, banks and financial leasing. Judging from the strength of Wanka, the loan interest of Jiufuwanka is within the scope stipulated by the state. First of all, the amount provided by Jiufuwanka is relatively high, and the maximum amount can reach 6,543,800 yuan+0.5 million yuan, which can meet the needs of users at different levels. Moreover, in terms of financial security, Jiufuwanka has a relatively professional risk control system, which better controls the financial security of users. Jiufu Wanka is an online loan product launched by the well-known Jiufu Group Company in China. At present, it is still relatively formal. Many loan users are using this product. In order to get a loan on this platform, users need to have a good credit record, reach the corresponding sesame credit score, and have a stable job and income. On this platform, loans overdue will be charged corresponding liquidated damages, which will also affect personal credit. At present, Jiufuwanka has introduced the Internet arbitration mechanism. If the user fails to repay the loan for a long time, he will apply for arbitration, and the debtor must repay the loan in time after receiving the arbitration notice, otherwise his assets and bank deposits will be frozen, and serious cases will bear legal responsibilities. Jiufu Wanka is a very famous loan platform, which was launched by Jiufu Group, one of the largest online finance companies in China. At present, it is a legal online loan company, but the interest will be higher. If you want to apply for Jiufuwanka, you must have a sesame credit score of more than 600 points, and you must also provide corresponding income and work proof materials. The loan amount can reach150,000 yuan, and the longest loan period is 36 months. Jiufuwanka is formal. A new mobile phone credit platform launched by Jiufu Group is an exclusive credit account for young people launched by Jiufu Group. Users can obtain credit line according to real-name authentication, make cash advance, store installment consumption and return credit card. Jiufu Group was established in 2006. At present, there is cooperation with banks. Huaxia Bank is a fund depository bank, which is formal. After applying for Jiufuwanka, the borrower needs to repay the loan on time. If overdue, it will be recorded in the credit report, which will affect his credit. Is it easy for Jiufuwanka to apply for a loan? Jiufu Wanka is a credit loan product under Jiufu Group, which makes it easier to make the next payment. As long as the applicant is a mainland user who is over 18 years old and has good credit, he can apply online, and the review can be completed and received within 1 day at the earliest. However, if there is a bad credit record, the loan may be rejected.