Why did the mobile phone receive a text message saying that the online merchant bank transferred 977 yuan? I can't find it here.

Fraud information. The mobile phone received a text message saying that the reason why the online merchant bank could not find the transfer of 977 yuan was fraudulent information. Before the bank's online banking transfer is successful, the transferor's mobile phone will send a text message to remind the transferee. Some fraud gangs specially solicit online sellers to conduct transactions, and deliberately enter the other party's card number during the transaction, so that the money cannot be transferred to the other party's account, but the other party can still receive a payment reminder, which makes the other party mistakenly think that the money has arrived, thus committing fraud.