What should I do if I am sued for overdue installment music?

Staging music said that if you want to sue users, you can follow the following steps to solve the problem.

Second, the specific analysis

1, take the initiative to call the customer service hotline: users need to take the initiative to call the installment music customer service hotline, first explain to the customer service the reasons for the overdue installment music, and show that their current economic situation is not good enough to repay.

2. Submit an application for repayment by agreement: Although installment music has planned to sue users, users can still submit an application for repayment by agreement at this time.

After the user submits the agreement repayment application, if the customer service accepts the application, it will go directly to the next step.

The application is not accepted, please call the customer service hotline several times.

3. Submit relevant certification materials: If the customer service accepts the user's negotiation application, the user will be required to upload the certification materials in the designated channel.

The proof material mainly proves that the user's economic situation is really poor. The situation is completely true and there is no fraud. Users are advised to prepare proof materials in advance.

4. Waiting for the customer service to review the materials: after the user submits the supporting materials, the customer service needs to spend several working days to review, and the customer service will call back after the review is completed.

5. Give a deferred repayment plan: After the user approves, the customer service will give a deferred repayment plan, and the user can repay the loan directly according to the plan after approval.

If you don't approve the repayment plan, you can renegotiate the repayment plan with customer service on the phone.

Tips: If negotiation fails, installment music will continue to sue users.

After installment music brings a lawsuit to the court, the court will intervene to let the two parties negotiate first, so that users will also have the opportunity to negotiate.

Users are advised to seize this opportunity. As long as the negotiation is successful, installment music will drop the lawsuit.

Summary: installment music says it will sue users, but it may not really sue.

Sometimes texting and calling users is just a means of collection.

Users know that they will be sued, and usually take the initiative to pay back the money, so that the collectors can achieve their goals.

Staging music really intends to sue users, and users don't have to panic, because at this time, users can still apply for negotiated repayment from staging music.

Even if it is really sued, after the court's judgment, as long as the repayment is made according to the content of the judgment, there will be no negative impact in the follow-up.

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Third, what should I do if I can't afford the installment loan?

If the installment loan cannot be repaid, the borrower can repay it.

1. Borrowers can borrow installment loans from relatives and friends in different places, because installment fees are high, and borrowers can save money by borrowing money to repay, otherwise borrowers will not have more trouble.

2. The borrower can call the installment loan customer service to explain that it is not intentional to overdue repayment and let the borrower repay the loan in installments.

3. The borrower can make money through his own labor to repay.