Mobile banking transfer, the mobile phone sent a text message saying that the transfer was successful, and then another text message said that the mobile banking had wiped the account. What do you mea

Mobile banking transfer, the mobile phone sent a text message saying that the transfer was successful, and then another text message said that the mobile banking had wiped the account. What do you mean? The cancellation of mobile banking is the result of this business, which causes the bank to cancel this business for some reason. For example, if the money is transferred out, but the other party's account number is wrong or the name is wrong or the system is faulty, the business is actually unsuccessful, so you can only erase the transfer and then transfer the money back to your account.

Bank's "account cancellation" transaction refers to the bank teller's negligence in the business applied by the customer, which means the same as "account cancellation" and restores the account to the original detailed state.

Extended data:

(1) The implementation of bank transfer settlement is conducive to the state's regulation of currency circulation. Implement bank transfer settlement, replace cash circulation with bank credit receipt and payment, and make economic exchanges between units;

Only businesses below the settlement starting point and within the scope of cash expenditure use cash, which narrows the scope and quantity of cash circulation and makes a large amount of cash out of the circulation field, thus creating conditions for the state to organize and regulate currency circulation in a planned way and prevent and curb inflation.

(2) the implementation of bank transfer settlement is conducive to speeding up the turnover of materials and funds. Bank transfer settlement is realized through the centralized liquidation of funds by banks. The bank transfers funds directly from the payer (or individual) to the payee (or individual) in the bank account by using various settlement vouchers and bills;

Regardless of the size, complexity and distance of the payment, as long as it is above the settlement starting point, it can be handled in time through banking institutions. The procedure is simple, which saves the procedures of transporting banknotes, counting and keeping in cash settlement, which is convenient and fast, thus shortening the liquidation time and speeding up the turnover of materials and funds.

(3) The implementation of bank transfer settlement is conducive to gathering idle funds and expanding the sources of bank credit funds.

Due to the implementation of transfer settlement, all the funds temporarily unused by each unit are deposited in their bank accounts, and these funds have become one of the important sources of bank credit funds. In addition, transfer settlement is implemented. In the settlement process, the payer has paid, but the voucher is still in transmission, so the payee has not yet entered the account. The in-transit funds thus formed are also the source of bank credit funds.

(4) The implementation of bank transfer settlement is beneficial for banks to supervise the economic activities of various units. With the implementation of transfer settlement, most of the income and expenditure of each unit are settled by bank. Through centralized transfer settlement, banks can fully understand the economic activities of all units, supervise all units to conscientiously implement financial discipline, prevent illegal acts, and promote all units to better abide by financial laws and regulations.

Baidu Encyclopedia-Erase Account