Does the SMS notification of China Merchants Bank cost money? Which bank is the cheapest?

Ordinary debit card users of China Merchants Bank can get a 3-month fee waiver when they apply for the first time, and the rest will be 3 yuan/month.

In terms of debit cards, among the state-owned banks, only Bank of Communications carries out free reminder of debit card account changes, while the charging standards of the four banks of agriculture, industry and construction are all 2 yuan/month. It is worth mentioning that both China Bank and China Construction Bank can give users the first exemption for half a year, while ICBC gives users the first exemption for three months. At the same time, if CCB adopts annual payment, it can save 4 yuan compared with monthly payment.

Joint-stock banks are much freer. Debit card user accounts of Shanghai Pudong Development Bank, Minsheng Bank, Huaxia Bank and Bank of Beijing will be notified free of charge, but most of them need to go to the bank for business opening before reminding. Ordinary debit card users of China Merchants Bank can get a 3-month fee waiver when they apply for the first time, and the rest will be 3 yuan/month.

Credit card SMS notification charges are different. Many bank credit cards set a certain threshold for SMS notification, and many of them are free. Among them, Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, Shanghai Pudong Development Bank and Huaxia Bank are all free of charge, while Bank of Communications needs to provide corresponding services, namely, worry-free card use in 4 yuan (reminding account changes) and credit guarantee in 3 yuan (reminding repayment).

Free reminder of account changes of China Merchants Bank and Bank of Beijing above 300 yuan; CCB is a free reminder above 500 yuan and below 3 yuan/month in 500 yuan; The threshold of Minsheng Bank is 1000 yuan.

The SMS notification fee is generally charged only when the account holder chooses whether to open the SMS reminder service when opening the bank card. However, with the development of WeChat Bank, many banks such as Shanghai Pudong Development Bank can provide instant and free account change reminders. ?