Can I apply for an installment pass without invitation? Pre-credit line is the key

I received an inquiry from a netizen, saying that I was very excited to see the installment preferential interest rate of CCB, but I heard that I had to receive a short message or telephone invitation from CCB before I could handle it. But I didn't receive an invitation from CCB, but I wanted to try it. I just didn't know if it would work. In fact, there are many netizens who have similar doubts. Let's have a look.

Can I apply for an installment pass without invitation?

Ccb installment is an invitation system, which is pushed to high-quality credit card customers or mortgage customers by SMS, telephone and other means. It stands to reason that the customer who receives the invitation is equivalent to getting a handling channel, and it is impossible to handle it without the invitation. However, some customers are said to have gone to handle it without receiving the invitation, and actually succeeded.

Because the customer is a customer of CCB, I checked the pre-credit line of the official account of CCB WeChat before handling it. As a result, he found that there were 20,000 lines, so he directly brought a valid ID card, bank running water, automobile production and real estate financial certificates, and asked the staff to help him check the lines and apply directly.

Therefore, if you don't receive the invitation, but want to open the installment, you can also check whether there is a pre-credit line at the official account of CCB WeChat or CCB outlets. If yes, you can apply, but whether the application can pass depends on your qualifications.

I would like to remind you that whether you receive the invitation from CCB or not, you will handle the installment of CCB after the pre-credit line is granted. Finally, the bank will make a comprehensive score according to the applicant's credit status and other aspects. If the comprehensive score meets the requirements, you will naturally succeed, otherwise even if you receive the invitation, it will be in vain and you will not pass the qualification examination.

The above is "Can I apply for installment without invitation?" I hope it will help everyone. In short, whether invited or not, as long as the pre-credit line is found, you can apply for installment, but whether the application is successful depends on whether the applicant's qualifications pass the customs.