Can Industrial Credit Card SMS prompt upload voucher in installments?

1, works. When handling bank cash installment, the signing contract or telephone customer service will clearly inform the fund that it needs to be used in the consumption field, and ask the cardholder to keep the original relevant consumption vouchers to cooperate with the later investigation. If the cardholder fails to upload the consumption voucher of cash installment, the bank has the right to ask the cardholder to pay off all the arrears in one lump sum, including the remaining installment principal, installment fee and related expenses, and has the right to refuse the cardholder to apply for cash installment again.

2. Uploaded consumption vouchers include but are not limited to invoices, receipts, credit cards, supermarket shopping bills, transaction contracts, Alipay or WeChat consumption screenshots, etc. Transfer records cannot be used as consumption vouchers, which must prove that the funds are used for consumption purposes.

1. What are the credit card vouchers?

There are many kinds of credit card coupons. Generally, as long as the cardholder uses the credit card in daily life, all kinds of vouchers provided by the merchants can be used, including: purchase orders, invoices, renovation contract, screenshots of online transaction orders, medical vouchers, screenshots of transfer, debit card bills/Alipay bills, air tickets, tickets, travel itineraries, tickets for scenic spots, etc. It should be noted that no matter what kind of proof of consumption, it must be consistent with the date of consumption, otherwise it will be considered invalid by the bank and you need to provide it again.

Second, how to obtain credit card consumption vouchers?

Usually, you don't need to do it deliberately. If you use a credit card to spend money on a POS machine, a shopping list will be printed automatically. If you shop online, some merchants will mail contracts and invoices, so you just need to keep all the vouchers you receive and submit them directly when the bank wants them. Of course, some card friends may lose their consumption vouchers. When the bank asks for them, they can take the initiative to explain to the bank that they have accidentally lost the invoice or purchase order to see if the bank can let you pass; Or if there is no receipt, you can also tell the bank that the merchant has a discount and does not invoice. However, it should be noted that if the provided consumption voucher fails to pass the bank's audit, the bank may not only require full repayment, but also reduce the credit card limit or seal the card. If this happens, you can try to communicate with the bank. If the communication fails, cancel the credit card after paying off the debt.