What will happen if I receive a text message to reply to the Y negotiation?

This kind of short message is 100% fraud. First of all, if you are suspected of contract fraud, you will not be found by SMS, but by criminal police. Secondly, the court summons will generally be a paper summons and will be mailed. Most importantly, if a contract fraud case is not a private prosecution case and needs to be investigated by a public security organ and transferred to a procuratorate for review and prosecution, the court will not arrange it directly. Therefore, it is not easy to be fooled by strengthening the study of basic legal knowledge.

Because some collection messages are sent in batches, they do not screen the actual repayment situation of users, but simply play the role of informing repayment. If the user has successfully repaid the loan, then you can ignore it. If there is no repayment, you need to follow the platform to remind SMS to repay, and don't overdue.

In addition, if the user does not apply for a loan on a certain platform, but receives a collection message, it needs to be carefully identified to avoid being deceived, because some lawless elements will take the opportunity to commit money fraud.