Hello, I want to buy an iPhone6 in stages at China Merchants Bank, about 6088 yuan. I want to know that I choose1August.

Hello, if you buy in installments directly in official website, you can only buy in installments at 12 at most. You can apply for bill installment by paying 6088 once. 6088 bill is divided into 18 periods:

Principal of each installment: 338.22 yuan.

Cost per installment: 4 1.4 yuan.

Total repayment per installment: 379.62 yuan.

After the bill installment is successful, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = total installment principal ÷ number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the balance is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan.

For example, your current bill amount is 5,000 yuan, and the installment amount you applied for is 3,000 yuan. You need to repay 2,000 yuan on the due repayment date of this period. After that, the payable principal of each installment of the bill is RMB10,000 yuan, and the handling fee of each installment is 3000×0.9% = 27 yuan, which will be paid off in three installments.

If automatic repayment is bound, it will be automatically deducted from your card, so keep the debit card balance sufficient in advance.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.