How to use credit card money?

The reasons are as follows: \x0d\ 1, the initial limit of 5000 is relatively small, but this limit will be greatly improved with your use in one or two years. My two cards have gone from more than 20,000 to 52,800 and 48,000 now; \x0d\2。 The interest-free period of a credit card is about 50 days, which means you can swipe your card first and pay the bill in a few days. \x0d\3。 I travel a lot, so it is more convenient to bring a card than cash. Debit cards are used for present value, while credit cards are used for future value. I basically never spend money with a debit card now, but mostly with a credit card. \x0d\4。 Regarding repayment and cash, you should always go to the bank to withdraw money, but the credit card saves this trouble; You can bind a debit card with a regular deposit to repay automatically, without trouble; At the same time, you can set SMS reminders, and the bank will automatically send SMS reminders before repayment; \x0d\5。 When your credit limit reaches a certain level, the bank will often give you loan information. For example, when the stock market bottomed out, there were products. The general bank will provide you with the credit limit of your whole card, even exceeding the credit card limit, so that you can make money by leverage. However, you should be cautious about this function, because the pressure is great and the loss will be miserable; Be sure to choose a good term, because this thing bears interest according to the whole contract, and the prepayment should also be paid in full according to the contract; \x0d\ Summary: Mainly for convenience. Sometimes I forget to bring cash. This thing is quite useful! The first time I went to Yangshuo, I ran out of money, and then I went to the bank to withdraw cash, which saved my life, haha.