I received an invitation from JD.COM to apply for two cards of CITIC Xiaobai. What kind of card is this? What's the difference with the previous small white card?

Below 200 yuan is the white line limit, and above 200 yuan is the credit card limit. My personal understanding is that there should be more lines than before.

Basic rights and interests:

A. Gold card: activate this card and enjoy the gold card treatment of CITIC Credit Card;

B annual fee-free activity: you can enjoy the annual fee-free for the first year by swiping your card or withdrawing cash once within 30 days of card approval, and you can enjoy the annual fee-free for the next year by swiping your card or withdrawing cash five times within one year. Use the credit card limit to calculate the cumulative number of times, white-line transactions do not accumulate, and so on, the annual fee is 200 yuan;

C, steel altar points: the accumulated points in 800 yuan in the current month (including cash withdrawal) are1JD.COM steel altar. The "month" mentioned in this plan is the accounting month. JD.COM steel shovel received this month will be submitted within 1 working days after the "billing date" of next month. For transactions in which the monthly accumulated points of each bill exceed the permanent quota for more than 3 times, the JD.COM steel shovel will no longer be accumulated (only the credit card limit is used to accumulate the steel shovel);

D. Enjoy aviation courtesy: Xiaobaiwo co-branded card users can book air tickets for 4 hours through designated channels, and get a maximum flight delay insurance of 1 1,000 yuan;

E. activating white stripes to enjoy rights and interests: cardholders who have not activated white stripes should first activate JD.COM white stripes after receiving the small white co-branded card. Enjoy the membership rights of Xiaobai's two co-branded cards after successful activation;

Time-limited activities:

A, RMB 65,438+00: From August 27th, 2065,438+07 to February 27th, 2065,438+07, new credit card customers of CITIC Bank who applied for Xiaobaier Co-branded Card for the first time were given a 0 yuan of RMB 65,438+after successfully submitting the application form. The first 300 thousand, first come, first served. Coupons will be distributed to the JD.COM account associated with Xiaobai wtwo co-branded card after 5 working days;

B. The 6th interest-free coupon: August 27th, 20 17 to June 27th, 20 17, and February 30th, 3 1 year. During the activity, new credit card customers of CITIC Bank who apply for Xiaobai Co-branded Card for the first time will get a 1 interest-free coupon for the 6th issue if they spend three white bars at will in CITIC Xiaobai Co-branded Card, which is only available in JD.COM Mall. The top 66,000 are first come, first served. Coupons will be collected in jingdong financial APP>- white channel >-small white card area > coupon list;

C. 20 yuan White Stripe Gift Package: From August 27th, 20th 1 7th to February 27th, 20th 1 7th, CITIC Bank1new credit card customers who apply for a small white co-branded card for the first time during the activity will be given165438+ if the white stripes of CITIC Small White Co-branded card are consumed in 99 yuan every natural month. The top 6.5438+0.3 million people, first come, first served. Coupons will be collected in jingdong financial APP>- white channel >-small white card area > coupon list;

D, Two 50 yuan Jingdong Payment Decrement Vouchers: August 27th, 20 17 to September 30th, 20 17. During the activity, new credit card customers of CITIC Bank who applied for the first time and obtained the Xiaobaiwo co-branded card will get exclusive rights after 30 working days, and they can exchange for two 50 yuan Jingdong Payment Decrement Vouchers. Payment method: jingdong financial APP>- white channel >-small white card area > coupon list. Limited to the first 50 thousand, gifts are limited, first come, first served;

E. Discount of 15% for installment of IOUs: 20 17 from August 27th to February 27th, 20 17, and 3 1. During the activity, new credit card customers of CITIC Bank who apply for a joint white card for the first time and spend any amount of IOUs in CITIC White Card will enjoy a discount of 15% for installment interest of IOUs at the beginning of the next month. After obtaining the privilege, if the amount of IOUs is more than or equal to 1000 yuan, you can enjoy a 15% discount on IOUs installment fee, which will be used before 20 18 1.

F, 10 steel shovel acceleration: from August 27th, 20 17 to February 28th, 20 18, the new credit card customer of CITIC Bank who applied for Xiaobaiwo Card for the first time, Jingdong paid the scene consumption payment (only using the accumulated steel shovel with credit card limit) and exchanged steel shovels at multiple points. The maximum number of steel shovels per customer/month is 50. Gifts are limited, first come, first served;

G. Enjoy 9 yuan: From August, 2065438 1 day to July, 30, 2065438 +08, users of CITIC Xiaobaituo co-branded cards can purchase the following products at preferential prices (one of three options): video VIP (dynamic card space online video); Two movie tickets (offline cinema+dynamic card space online seat selection); Performance ticket reduction (offline theater/theater). Redemption time: August 20 17/day to August 5, 20 1 8;