How to open a micro-loan to borrow money?

Small loan opening mode:

1. Open WeChat, click "I" and click "Pay".

2. Click "Micro-loan".

3. Check and agree with Weizhong Bank to check the credit records and apply for the credit line.

4. Click "borrow money" to open it successfully.

1. "Micro-loan" is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, the first Internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.

"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

Second, the product features

As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:

petty loan

(1) Unsecured and unsecured;

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

(2)7*24 hours service, the fastest 1 minute to complete the loan;

Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.

(3) There is no handling fee for prepayment;

Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.

How to open small loans

1. How to open the micro-loan of WeChat?

1. Open WeChat and click "My" in the lower right corner;

2. On my page, select "Service";

3. On the service page, you can generally see the icon of "micro-loan" directly. If not, click the three points in the upper right corner, the page will slide down to the end, and select "Service Management" to enter. If you still don't see the micro-loan loan, you are not on the invitation list. If there is a micro-loan loan, but the service switch on the right is gray, just turn it on.

4. Enter the micro-loan to borrow money, check the consent to inquire about credit authorization, privacy policy and related agreements, and click "View quota";

5. I can get my maximum loanable amount in 5 seconds at the earliest, and click "borrow money";

6. Select the specific loan amount and loan term, confirm the daily interest rate and generate interest, enter relevant identity information, and confirm the loan.

2. Can micro-loans be opened manually?

You can't.

Manual customer service does not accept micro-loan account opening business. Anyone who claims to be an insider or customer service recommends paying to open channels is fraud. We must pay attention to protecting personal information and financial security.

The above is about "how to open micro-loans on WeChat", I hope it can help you.

How to apply for a small loan

The application steps of microfinance are as follows:

1. First, open the mobile phone WeChat APP and log in to your personal account;

2. Then click "I" in the lower right corner of the main page to enter the page;

3. Then click Pay on the page. If you are qualified to use micro-loans, you can see that there is "micro-loan loan" in the wealth management column;

4. On the loan page, click the loan option, enter the loan amount and repayment period according to the page prompts, and confirm the bank card and all personal information.

Operating environment:

Brand model: Huawei nova7

System version: harmonyOS.2

App version: v8.0. 18

"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.

"Micro-loan" adopts the user invitation system. At present, invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and the "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

How to open small loans

The application for the opening of microfinance is an invitation system, which is only open to some people. Only when the system actively invites users can it be used to apply for small loans.

Here are some ways to promote the opening of microfinance:

1, real-name authentication, perfect your information.

Nowadays, financial platforms, especially loan platforms, generally need real-name authentication and credit cards to provide financial loans and other services. If you want to successfully open micro-loans, you must carry out real-name authentication on WeChat to ensure that your bank card, ID card and mobile phone number must be your own, and your mobile phone number cannot be changed frequently, so as to improve Tencent's trust in you and give you the money with confidence.

2. Submit more financial certificates to WeChat to prove that you have money.

As a loan product, microfinance attaches great importance to repayment ability. After all, the loan is to be repaid, not for nothing. If users prove that their repayment ability is strong enough, the risk of microfinance will be much smaller. Therefore, the best way to prove that you have repayment ability is to submit your own financial proof, such as having some money in WeChat and buying some wealth management products in Tencent Wealth Management.

3. Pay with WeChat frequently, and increase the frequency of using WeChat.

The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!