Is it true that the reminder message said that I deliberately avoided canceling the reduction?

No. It is false to send and receive messages saying that I deliberately avoided canceling the reduction. This is not true. Collection refers to the act of reminding, informing and urging the debtor to fulfill his debt repayment obligations when the debtor violates the credit card collection contract, credit card-related product contract or service agreement and fails to repay overdue debts (including credit card principal, interest and expenses, the same below).