Easy letter is overdue. What can be done to reduce the impact?

Hello, I'm a salesman of Yixin. Let me answer your question.

If it is overdue in our company, it will have an impact. In the early stage, the repayment will be reminded by phone, SMS and email. At this time, you'd better pay it back as soon as possible, otherwise you will default interest and your credit will be affected.

If you can't repay the loan temporarily due to special circumstances, you can contact our manual customer service actively and explain the reasons. If you don't do it for a long time, your overdue records may be synchronized to the national unified credit information system, which will affect your subsequent normal life, such as shopping, traveling, and schooling for your children. If it exceeds a certain period, our company will also bring a lawsuit to the court, asking you to repay the arrears and bear the corresponding liability for breach of contract.

So I suggest you don't overdue. If you often forget things, you can set a reminder yourself, or keep it in your account for more than 2 months to avoid overdue.