SMS Interception of Overdue Debt

The first thing you can be sure of is: fake!

I know that overdue friends will be worried about receiving such news.

But this is a normal collection message, which is randomly generated and sent by the system, so don't worry too much.

Teach you a good judgment method, so that you don't have to be afraid to ask around in the future. This way: If you see the words "unsubscribe from T" at the back of the message, 100% is fake.

There is also a short message that can fool you, that is, under the guise of the local court platform, there is no other substantive content, just a verification code:

In fact, as long as you look at this string of numbers, you can judge that the other party has logged into the court website with your number. He can't log in normally without your verification code, but there will be a verification code sent by the court website for you later. At first glance, I thought the court sent it directly to you.

There is a case, unless it is officially sent to you by the 12368 court, which may be a real prosecution and accepted by the court, but in general, there is also pre-trial mediation at this time.

Therefore, most of the short messages you receive may be collected on purpose.

However, paying off debts is a matter of course. Don't try to fight against the platform or credit card bank by procrastination or clever counter-urging. Your purpose is to solve the problem legally, so negotiation is a really important link. After negotiation, there are many things, such as stopping urging, stopping prosecution and stopping interest. These are actually solving problems, not avoiding them.