What does a bank branch mean?

The branch of the bank where the account is opened is the specific bank outlet for handling the card. Usually used in banks, refers to banks that open bank accounts. Generally, the bank account is XX Bank, and the bank card is handled by the branch of XX Bank.

Expand knowledge:

First, the joint bank number.

Union bank number is the only identification symbol of regional banks. It is used for cross-regional payment and settlement services such as large payment system, small payment system, bank draft system of city commercial banks and national check imaging system (including automatic bill sorting system in some cities) organized by the People's Bank of China. It consists of 12 digits: 3 digits of bank code +4 digits of city code +4 digits of bank number+1 parity bit.

Second, the bank branch query method

There are probably four ways: texting, calling the bank's official customer service phone, online customer service, and going to the bank counter.

1, send SMS query

Take China Construction Bank as an example. Edit the SMS khcx # 436700000000000 (the number is the bank card number of the bank name to be queried) and send it to 95533. You will receive a reply message immediately, including the bank name and branch number information.

2. Call the official customer service phone number of the bank for inquiry.

You can call the official customer service number of the bank, which is usually printed on the back of the bank card. For example, CCB's 24-hour service hotline number is 95533, which can also be found according to the voice prompt operation.

3. Online customer service inquiry

Log in to the bank official website, find the online customer service function, type directly with the customer service, or query the bank. You must go to official website to log in to the bank website, and identify the domain name of the website.

4. Check at the bank counter.

Take the bank card of the bank you want to query, ask the spine pin code, and query the bank corresponding to the card number.

Third, the bank's management constraints on accounts.

The bank's management of accounts includes:

(1) Review account opening and account cancellation in strict accordance with regulations, and resolutely refuse to open an account if it does not meet the conditions for opening an account;

(2) Properly handle account opening and account cancellation, and establish and improve the registration system for fee users;

(3) Establish account management files;

(4) Reconciliation with depositors on a regular basis;

(five) timely report to the people's Bank of China on the opening and closing of depositors' accounts.