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How to thoroughly investigate online loans under your name
Check credit report, Alipay check, recall and check mobile phone text messages and emails.
1. According to the official website of Xicai, check the personal credit report through the official website of the Credit Reference Center of the People's Bank of China or go to the local branch of the People's Bank of China to find out whether there is an online loan record under your name.
2. Log in to your Alipay account, find the account authorization in the security settings, and check which third-party loan platforms you have authorized to know which online loans you have applied for.
3. Check your mobile phone text messages and emails to see if there are notifications or confirmations about online loans. If so, you can further understand which online lending platform sent it, and conduct corresponding inquiries and verifications.
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