How to query Zhengzhou real estate license information?

Zhengzhou real estate license information query method is as follows:

1. Online inquiry: Click on the links of provinces and cities to enter the websites of local real estate administrations for inquiry, and you need to enter the name of the property owner and the title certificate number (at present, only some areas provide housing property information inquiry).

Zhengzhou Housing Security and Real Estate Administration Website:/

2. Inquiry of the Real Estate Bureau: If you want to inquire about the accurate information of the personal real estate license (including the owner's name, title certificate number, registration approval date, construction area, design purpose of the house, source of rights, whether the house is mortgaged, etc.). ), you must bring your personal identification and real estate license to the archives or window of the local housing authority (real estate trading center, housing authority, housing authority) for inquiry.

Question 2:

Buy a second-hand house to check the mortgage situation as follows:

1. The real estate department has real estate files, and the mortgage, sale and other "files" of each house can be queried. You can go to the relevant departments to check the relevant files.

2. You can ask the seller to show the original real estate license to see if the location of "other rights" on the real estate license is marked. If the house has been mortgaged, it shall be registered in the column of "Certificate of Other Rights".

If there is a mortgage registration stamp on the real estate license, it will be mortgaged to the bank. If there is no mortgage registration stamp on the original property ownership certificate, his house has no mortgage.

In the past, real estate licenses and other rights certificates were mortgaged in the bank. Now many banks will return the real estate license to the owner, leaving only his right certificate as collateral in the bank. If you sell a house, you can't make a deal without the certificate of other rights of the bank. You have to redeem the certificate before you can make a deal.

3. You can also go directly to the window of the real estate administration with the ID card and real estate license of the seller, or log in to official website of the real estate administration where the house is located.

However, due to the existence of mortgaged houses in the bank, the information has not yet been delivered to the housing management department, resulting in inaccurate query results. Therefore, the practice of insurance is stipulated in the sales contract that the property cannot be transferred normally due to mortgage and other acts.

Extended data:

(1) If the mortgagor fails to inform the mortgagee or assignee, the transfer is invalid.

(2) When the seller concluded the commercial housing sales contract, he deliberately concealed the fact that the house he sold had been mortgaged, resulting in the contract being invalid or being cancelled or dissolved. The buyer may demand the return of the paid house purchase price and interest, compensate for the losses, or demand the seller to bear the compensation liability of not more than twice the paid house purchase price.

Therefore, if the seller bought the mortgaged house because he didn't tell the fact that the house was mortgaged, then the transfer of the house is invalid and the other party's responsibility can be investigated according to the contract.

References:

Baidu encyclopedia-house mortgage loan