What is the general amount of postal credit?

1. What is the general amount of postal credit?

Postal savings loans have passed the general quota of 300,000 in the first instance. At present, the postal loan of the Postal Savings Bank is not very good, because it cannot be applied if it does not meet the application conditions. Moreover, the postal savings loan of the Postal Savings Bank is a consumer personal credit loan, which is mainly launched for high-quality customers who meet the postal savings conditions. The application conditions are stricter and more materials are submitted.

In addition, the maximum loan amount that the Postal Savings Bank can apply for is 300,000, and the loan period is no longer than 2 years. Now successful users can choose to repay in full and on time, or they can choose to repay in advance. In addition, as a consumer credit loan, the loan is earmarked and can only be used for legal consumption, not for investment and other purposes, and it is operated in accordance with bank regulations.

Second, how much can a personal loan borrow at most?

The top ten official online lending platforms recognized by the state mainly include: 1, Ping An Hewlett-Packard, 2, Jingdong Finance, 3, Suning Finance, 4, Paipai Loan, 5, Microfinance, 6, Lending Bao, 7, Xiaomi Loan, 8, 360 Loan, 9, Money, 10, and good recruitment. There are also many loan products, such as I loan, life insurance loan, excellent mortgage, owner loan and owner loan. Users can choose according to their own needs. 2. Jingdong Finance Jingdong Finance belongs to the JD.COM platform. The white bars and gold bars of Jingdong Finance can help people in need to borrow money. There are fewer white bars and more gold bars. If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support. In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision. The amount of money spent on loans ranges from 500 yuan to 200,000 yuan, with an annualized interest rate of 7.2%, 6,543.8+0,000 yuan, and the interest from 2 yuan is 654.38+0 days. Long loan period, daily repayment, daily interest, no mortgage, pure credit, full online application for ID card and bank card, the fastest approval in 30 seconds, 654.38+0 minutes to the account. Small full-rich flowers (second batch) Click online measurement 3. Suning Finance Suning Finance should be familiar to many people. The main loan product is Suning's discretionary payment. The loan amount that can be repaid at will can be as high as 200,000 yuan, mainly because the threshold for applying for the loan amount is low, which can meet the needs of adults over 18 years old, and they can apply if there is no bad record in the credit report. 4. Pat on loan Pat on loan is also a very reliable online lending platform. It is understood that it has existed for ten years and has been listed in the United States, with a loan amount of up to 200,000 yuan. 5. Micro-loan "Micro-loan" is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, the first Internet bank in China, for WeChat users and mobile QQ users. "Micro-loan" adopts the official invitation system. Invited users can see the entrance of "micro-loan" in QQ wallet of mobile phone QQ and WeChat Pay, and get a maximum loan amount of 200,000 yuan. 6. Borrowing is a reception service of Alipay, and its safety index is relatively high. At present, as long as it can meet the Alipay sesame credit score of more than 600 points. The loan amount you can apply for ranges from1000-300,000 yuan. 7. Xiaomi Loan It belongs to the lending products of Xiaomi financiers and provides installment services. The application process is a bit troublesome, but it supports lending and returning. Generally speaking, it is quite reliable. 8. The main features of 360 IOUs are fast lending speed, low application threshold, and the daily interest rate of loans is as low as 0.027%, equivalent to the annual interest rate of 95%. There is no need for complicated application process, and the mortgage can be repaid as soon as one minute after application. 9. The loan platform with money to spend Baidu can meet the various needs of different borrowers according to different loan businesses. The loan method is simple, mainly because the interest is low, and the loan can be repaid as you borrow it. 10, Zhaolian Good Term Loan It is a lending service launched by Zhaolian Consumer Finance, occupying the top ten of formal online loans for a long time. The formality of the platform is self-evident, and the loan amount is generally around 200,000-200,000 yuan. The production line can be recycled within 3 years.

3. How much can a provident fund loan individual borrow at most?

I. If the borrower continuously pays the housing provident fund in full, the maximum loan amount shall not exceed 500,000 yuan; If the borrower and spouse pay the housing provident fund in full and continuously at the same time, the maximum loan amount shall not exceed 700,000 yuan.

2. The amount of the first home loan shall not exceed 70% of the total price of the purchased house, the amount of the second home loan shall not exceed 50% of the total price of the purchased house, and the amount of the finely decorated house loan shall not exceed 60% of the total price of the purchased house.

Three, the loan amount is not higher than the amount determined according to the deposit time of the provident fund and the balance of the deposit account. If the spouse's provident fund deposit is abnormal, it will not be included in the spouse's provident fund.

Legal basis:

Notice of Xi Housing Provident Fund Management Center on Further Standardizing the Loan Amount of Individual Housing Provident Fund

I. If the borrower continuously pays the housing provident fund in full, the maximum loan amount shall not exceed 500,000 yuan; If the borrower and spouse pay the housing provident fund in full and continuously at the same time, the maximum loan amount shall not exceed 700,000 yuan.

2. The amount of the first home loan shall not exceed 70% of the total price of the purchased house, the amount of the second home loan shall not exceed 50% of the total price of the purchased house, and the amount of the finely decorated house loan shall not exceed 60% of the total price of the purchased house.

Three, the loan amount is not higher than the amount determined according to the deposit time of the provident fund and the balance of the deposit account. If the spouse's provident fund deposit is abnormal, it will not be included in the spouse's provident fund.

4. How much can a person borrow at most?

People can't make mortgage loans, only small credit cards. If you have good financial strength, it will not exceed 50 thousand at most