How about a loan from China Merchants Bank? Will Zhihu Merchants Bank lend you a loan?

Is it easy to pass the e-flash loan of China Merchants Bank? There are three conditions to have a chance!

Among the joint-stock banks, China Merchants Bank has more die-hard fans. Many friends heard that China Merchants Bank issued a loan product "e-flash loan" and wanted to give it a try. So, is China Merchants Bank's e-flash loan good? Here is a brief introduction to the e-flash loan of China Merchants Bank.

China Merchants Bank's e-flash loan is a pure credit loan product, which does not need mortgage and guarantee, greatly reducing the application threshold. Let's first learn about the e-flash loan of China Merchants Bank through the application conditions of China Merchants Bank.

China Merchants Bank E Flash Loan Application Conditions

1. Friends who apply for China Merchants Bank e-flash loan must have China Merchants Bank credit card and savings card;

2. 18 years old or above, with good credit and relatively stable job;

3. The loan is used for large-scale consumption, such as wedding, car purchase, education, tourism and medical care.

As can be seen from the above, China Merchants Bank's e-flash loan application conditions are relatively simple. Because China Merchants Bank E Flash Loan will have staff to conduct manual review, so everyone should pay attention to answering skills when applying.

Coping skills of China Merchants Bank's e-flash loan

1. Before answering questions, you must be familiar with your application materials to avoid inconsistent answers;

Don't be nervous or wordy when answering questions. Try to confirm the loan information in short language.

The above are the conditions and skills to deal with the audit when applying for e-flash loan from China Merchants Bank. Under normal circumstances, the old users of China Merchants Bank's credit cards are better off.

Can China Merchants Bank do it?

If it meets the loan conditions of China Merchants Bank, it is a good loan. The conditions required by China Merchants Bank are: providing personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials, and providing stable address certificate, house lease contract, water and electricity bill, property management and other related certificates; Provide stable proof of income source, bank flow sheet, labor contract, etc.

Which bank loans are easy to pass?

Summarized some banks with easy loans, but it still depends on their own qualifications.

Bank of Communications

Enjoy loan and angel loan of Bank of Communications are two kinds of loans that are easy to apply for. As long as your credit information is good and you are a high-quality customer of Bank of Communications, this high-quality customer means that you have a credit card, a deposit and frequent and active business dealings with Bank of Communications, then it will be easier for you to apply for a loan and an angel loan.

Ping An Bank

Ping An Bank's new loan is relatively easy to apply for and the threshold is relatively low. As long as the borrower's monthly income exceeds 4,000 yuan and the borrower has worked in his own work unit for more than 6 months (including 6 months), he can apply for a new loan. The loan amount of this new loan ranges from 10000 yuan to 500000 yuan, and the loan period can also be freely chosen by the borrower. In fact, there are 12 months, 24 months, and the longest time is 48 months, and the release speed is relatively fast.

Shanghai Pudong Development Bank

Shanghai Pudong Development Bank launched a personal online consumer loan product. This product is Puyin Integral Loan. The fastest lending speed of this Puyin Integral Loan is within 5 minutes, and the maximum lending amount can reach 300,000 yuan. As for the application method of this Shanghai Pudong Development Bank, borrowers can apply directly through online banking, WeChat banking, mobile banking and other channels.

China Merchants Bank

E-loan of China Merchants Bank is relatively easy to apply for. This is a credit card loan. E, the loan interest rate is relatively low and the loan speed is also very fast. No information, no mortgage, just online application, and the application can be completed within 30 seconds at the earliest. The repayment time you choose is at least 3 months and the longest is 24 months.

Guangdong Development Bank

The e-second loan of Guangfa Bank is an Internet loan product. The amount of credit loan it can provide is 50 million to 300,000 yuan, which is repaid with the loan and bears interest on a daily basis.

Zhihu's introduction about China Merchants Bank's good loans and China Merchants Bank's good loans ends here. I wonder if you found the information you need from it?