Can fake repayment text messages be returned?

1069 The authenticity of the short message at the beginning depends on the specific situation, and it is impossible to directly judge the authenticity. If you do have a recent online loan application and fail to repay it on time, then receiving this message may be a real reminder. If you don't apply for online loans and don't repay them on time, it may be a fake text message sent by a liar.

In order to determine the specific situation, a detailed risk report can be obtained through the credit inquiry tool. For example, using the credit inquiry tool "balloon search" can help you clearly understand the recent online loan application, whether the repayment is timely and whether the identity information is suspected by online loans. Such tools can be compared through online lending big data to provide reliable risk reports.

To sum up, if the short message you received at the beginning of 1069 was sent according to your specific online loan application and repayment situation, and the risk report obtained through the credit reporting tool also shows the relevant situation, then this short message may be a real reminder. However, if you don't have the relevant online loan application or repayment situation, and you don't find any relevant information through the credit inquiry tool, then it may be a forged text message sent by a liar.