Is it illegal to ask people to borrow money by phone?

Legal analysis: according to the specific situation, banks may call customers to promote loan services. If you receive a loan promotion call from the bank and have a loan demand at the same time, you can choose to go to the offline branch of the bank for consultation or directly call the official customer service of the bank for verification. Be careful not to provide any personal information to the loan officer on the phone, because it can be dialed by internet phone now, which does not rule out the situation of using fake numbers to fraudulently use the name of the bank to defraud the user's personal information. If users want to apply for loans, they must apply through the official channels of formal banks. Don't click on unfamiliar links and trust unfamiliar loan sales calls.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1033 Unless otherwise provided by law or expressly agreed by the obligee, no organization or individual may commit the following acts: (1) Interfere with the private life and peace of others by means of telephone, short messages, instant messaging tools, e-mails, leaflets, etc. ; (2) Entering, taking photos and peeping into other people's private spaces such as houses and hotel rooms; (3) Shooting, peeping, eavesdropping or revealing the privacy of others; (4) Shooting or peeping at other people's private parts; (5) Handling other people's private information; (6) Infringe upon the privacy of others in other ways.