Is Yu 'ebao safe? You will know after reading this introduction!

Alipay is a software integrating mobile payment, online credit, investment and financial management. Many office workers transfer idle funds or wages to Alipay, which is convenient and quick to operate and can also earn a good income. People choose Alipay because it is a trustworthy brand background and a convenient platform. So is the balance treasure in Alipay reliable?

Introduction of Yu 'ebao information

Yu 'ebao is a fund management service. Transferring to Yu 'ebao means buying a money fund, and you can enjoy the income of the money fund. The upgraded money fund sales service will be supported by Ant Financial Online Banking, and Ant Financial will cooperate with a number of financial institutions to provide more financial options.

Risk of Yu 'ebao's investment target

Risk analysis of Alipay platform

Yu 'ebao is the exclusive agent of Alipay, and other banks and platforms have no right to sell Yu 'ebao. Alipay is a relatively safe one in the mobile finance App. Alipay, as the leading payment platform in China, must take the lead in terms of users' fund security, product security and information protection.

Can I get compensation for the theft of Yu 'ebao?

Some users have consulted, if Yu 'ebao is stolen, will Alipay pay? This is not necessarily, it needs to be analyzed according to the specific situation of specific users. In Yu 'ebao's sales service agreement, Yu 'ebao clearly stated that any application submitted after passing the security verification will be reasonably considered or regarded as the true intention of the investor or the legal authorization of the investor, and the investor needs to bear the legal consequences caused by this behavior.

The scope that Yu 'ebao will definitely compensate includes: if the online merchant bank causes losses to investors due to its faults (including but not limited to execution of instructions and bookkeeping errors), the online merchant bank will compensate the losses.

However, in the agreement, Alipay has purchased corresponding insurance for users, and users who can submit relevant information and certificates can get compensation.

How to ensure the safety of Yu 'ebao funds in use?

1. Don't tell others the Alipay account number and password, and you can't tell others the related account verification code.

2. Open the hidden function of Alipay to strengthen account security.

Open Alipay, My-Settings-Security Center, and unlock the fingerprint after entering, so that Alipay or people who enter me need fingerprints, and they can log in at will, and digital certificates and password suggestions are also opened, further ensuring the security of the account.

3. For those who are not skilled in Alipay operation and are worried about being stolen, you can turn off the secret-free payment function, so that although payment is a bit troublesome, you need a password every time, which will be much safer.

For the specific operation method, enter the payment settings-confidential payment/automatic deduction-payment code/confidential payment for voice messages, and turn off the sliding button from green to white.

4. Be alert and discerning to all kinds of information on the Internet. For example, if all kinds of online part-time jobs involve the need to provide account-related information, you need to remain skeptical. If you are not sure, you can ask Alipay's customer service.

You need to be very careful to buy virtual goods, because it can be done without cash on delivery. It is recommended to choose a formal trading platform.

6 In terms of hardware, computers and mobile phones should be maintained regularly, not visiting unfamiliar websites, opening security protection and firewalls, and killing viruses from time to time.

7. If you encounter a customer service call or text message asking for a refund, don't believe it easily. Most of them are scams, which will make you pay first, and then there will be no more. Be sure to be vigilant.

8. If a friend asks to borrow money or charge the phone bill to charge Q coins, don't make money or charge directly. Enthusiasm is a good thing, but it is necessary to confirm whether it is a friend's account, so as not to let the liar pretend to be the other party to cheat money.

9. Don't brush your phone or escape easily. If you escape from prison or root, viruses or Trojan horses will easily invade your mobile phone, just like the security door at home is wide open.

10. If the mobile phone is stolen or lost, please call Alipay customer service as soon as possible, explain the reason and ask to temporarily freeze the account to avoid being used to transfer the money in the balance treasure. Sure, don't forget to call the police.