The bank card has no money. Is the SMS charge still deducted by 2 yuan?

Hello, if you don't have money, you won't continue to deduct the SMS fee, but if there is money in it, you may make up the SMS fee that you couldn't pay before.

If you don't need the SMS prompt, you can cancel it. Now the mobile banking APP opens the notification, as long as the bank card has a transaction, the user will be notified, and you can see the transaction record of the information, which is more convenient and private than SMS. If you don't use the bank card, you can cancel it, otherwise you will eventually sleep.

Bank card short message service

1. Private:

Debit card: no higher than 4 yuan/account/mobile phone/month or no higher than 0.2 yuan/article;

Credit card: 3 yuan/account/month, except for special card types.

2. Enterprise: not higher than 60 yuan/account/mobile phone/month.

At present, the head office's message service is a withholding fee, which is free in the opening month, and the message service fee for the next month will be deducted in the opening month. If the account balance is insufficient, you will not be able to deduct the message service for the next month, and the message service will be suspended next month. The message service fee is charged once a month. If the first batch of deduction fails, the second batch will be deducted from the early morning of the 27th to the last day of the month. For accounts that fail to deduct fees each time, the system will send a notice of deduction failure the next day, and the deduction fails twice, and the message service will be suspended the next month. Within three months, the system will have a mechanism to supplement the message service fee, and the message service will be resumed immediately after the deduction is successful.

Cancel the short message service of bank card

1, counter cancellation: cancellation can be done at any local construction bank.

2. Telephone cancellation: Call China Construction Bank's service number 95533 (take China Construction Bank as an example), then press 8 to enter other services, press 3 to enter the SMS signing service, enter the account number and information according to the voice prompt, and then select 2 to cancel the SMS service.

3. SMS cancellation: edit "last four digits of QXZH# card number" and send it to 95533. After receiving the confirmation message, the SMS service was successfully cancelled.

4. Online banking cancellation:

① Log in to online banking, insert the U shield, enter the account number and password, and enter "Personal Online Banking".

② Click on the "Security Center" column and select SMS service.

③ Select "SMS Verification Service" in "SMS Service" and then select Cancel to successfully cancel the SMS service function.