Will the bank inform in advance if it freezes the account?

No, if the bank freezes itself (if the loan is not paid off, the bank will freeze the collateral account), it may notify in advance. However, if the public security law or other state organs freeze or deduct the account, the target account can be frozen immediately on the spot as long as there are official documents (usually the notice of freezing and deducting), without any notice, and the bank may not inform the customer that the account has been frozen unless the customer requests it. In another case, the Head Office directly freezes suspected accounts according to anti-money laundering regulations, and such freezing will not be notified in advance.

The relevant authorities will not inform the customer before freezing the account. I believe everyone can understand this. What should I do once he receives the notice and transfers the money? Then freezing is meaningless. Customers will be notified after freezing. In fact, if you don't tell him, you will know that all bank cards have SMS reminder service, and this place has been frozen, where SMS will basically inform me. After all, it is the information age.

Of course, freezing accounts is not permanent, and there is a certain time limit. Usually one year, it can be renewed. Unlimited number of times. In other words, as long as things are not solved, they can be frozen all the time, but once a year.

Therefore, for the freezing of judicial organs, the freezing must have a legal basis and must be supervised by law. Not everyone can freeze for as long as they want, and they must follow strict freezing procedures. Moreover, the parties will not be informed before freezing, and they can be informed after freezing. Everyone must understand this.

Legal basis:

Article 240th of the Civil Procedure Law of People's Republic of China (PRC)

After receiving the application for execution or the transfer of execution, the person subjected to execution shall issue a notice of execution to the person subjected to execution, and may immediately take compulsory measures;

Article 29 The time limit for the people's court to freeze the bank deposits and other funds of the person subjected to execution shall not exceed six months, the time limit for sealing up or distraining movable property shall not exceed one year, and the time limit for sealing up or distraining immovable property and other property rights shall not exceed two years. Except as otherwise provided by laws and judicial interpretations.