Loans overdue can borrow text messages easily.

1. Yes, it is inevitable. If you don't pay it back all the time, you may contact your parents at home, which will affect the credit of your future bank loan. If this happens for a long time, the bank will not give you a loan.

2. It is recommended to apply for loans through bank channels. China Merchants Bank has lightning loan business. At present, you can only apply through mobile banking, or check whether you meet the application conditions.

Extended reading:

1. It is suggested to apply for a loan through the bank channel. China Merchants Bank has lightning loan business. At present, you can only apply through mobile banking, or check whether you meet the application conditions;

2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in "My → All → My Loan → My Flash Loan";

3. The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.