What is the failure of Bank of China to approve the Bank of China e-loan line?

Reasons for the failure of approval of BOC Easy Loan in China Bank;

After you submit the activation application, the system will automatically approve it according to your latest in-line data and external data such as the credit report of the People's Bank of China, without manual intervention.

Tips:

There are various reasons for refusing the visa, including excessive balance of consumer loans in Bank of China loans overdue and other banks, overdraft of credit cards, and bad credit records. This reason can be found in your personal mobile banking of China Bank or personal online banking of China Bank.

In general, the reason why activation was rejected can only be queried on the same day (because you can apply for activation again the next day, the reason for rejection will not be displayed). When your activation failed (approval failed), you failed to check the rejection reason in time. When you plan to log in to the system again on the same day to inquire about the reason for rejection, the path is as follows:

Personal Online Banking of Bank of China: Loan Management-New Business Application-Credit Loan. Click "View Reason" to view the reasons for the rejection of approval.

Personal Mobile Banking of Bank of China: Loan-BOC e-loan, and the reason for rejection of approval is displayed below the blue crystal ball.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.