I have never had a postal savings bank card. How can I receive a text message reminding me of the payment amount?

If the possibility of fraudulent SMS is ruled out, it is most likely that someone else registered your number in his bank card account and you received the SMS. You can call the bank to cancel this business, because it is not your own.

First, the bank's SMS business

Short message banking refers to the electronic banking business in which customers edit the short message service number in a specific format to the bank, and the bank handles related business for customers according to its instructions, and informs customers of the transaction results in the form of short messages.

Take the SMS Bank of China Everbright Bank as an example:

1. Customers can edit fixed format SMS with their mobile phones and send it to 95595 to inquire about relevant account information.

2. Edit the email content "?" Send it to 95595 to get the menu of common functions of SMS banking.

Go to the counter, or open online banking, mobile banking, customer service phone. SMS service is charged, and each bank has its own charging standard. When the bank account balance changes, the bank will automatically send a short message to the bound mobile phone immediately. In addition, other information of some banks will also be reminded, such as the inability to use automatic transfer or the suspension of online banking services.

If your mobile phone number has been bound to a bank card, this one will usually send a text message, but you must turn on the SMS reminder function to receive the text message normally. Generally, when you open an account in a bank, the business personnel will directly ask you if you want to open a short message service to bind the mobile phone number, and generally accept the short message service, so that the bank card and the mobile phone number can be bound.

Some bank cards charge a certain fee as the basic maintenance fee every year, ranging from a few dollars to 10 yuan. The change of bank card amount can be inquired not only by SMS notification, but also by each fund after opening. So when we first applied for a new bank card, the bank staff acquiesced that we needed to open it. It is true that after the SMS prompt function is enabled, it will be much more convenient for us to check the changes in the funds in our account, and there will be no case where the funds in the bank account are transferred by others without our knowledge.

Second, the bank card is abnormal.

When the bank card is abnormal, it should be solved according to the specific situation. Common anomalies and solutions are as follows:

1. Abnormal account due to arrears:

If you know that the bank card is in an abnormal state due to arrears, individuals can bring their bank card and ID card to the business hall, apply to the staff for unsealing, and pay off all arrears in time.

2. Abnormal account caused by transaction risk:

If there are transaction risks in the bank card account, such as stolen credit card, online fraud and other risks. Personal bank cards may be restricted. At this time, the cardholder can call the bank's customer service number, transfer the manual service, explain the specific situation, and show that the card has no transaction risk for the time being, and apply for thawing.

3. The account is abnormal due to the internal system failure of the bank:

Excluding the above reasons, if the customer service consultation fails, it may be that the internal system of the bank has failed due to network problems. Please wait patiently for troubleshooting at this time, and the bank will start after troubleshooting.