What should we do in the face of the "broken card" action of banks and public security departments?

The card breaking action has affected the daily life of many ordinary people. It is said that the card-breaking action is mainly aimed at those accounts that have not been used for a long time, occasionally have large bank cards, and then are not normal wage accounts, private accounts, overseas accounts, or accounts that often report the loss of bank cards, but many ordinary people's accounts will also be affected.

After being frozen, you have to go to the offline outlets to thaw, but freezing is easy. It's not that easy for you to unfreeze a word from a bank, not to mention that not everyone has a nearby bank. Even if there is him, it is not necessary. There is still time for this card to move. It adopts the way of big data screening. There is no guarantee that no one is innocent. It should be said that most bank card accounts are suspicious. But doubt means there must be something wrong with others. In the absence of conclusive evidence, can people cut off their cards at will?

Therefore, some experts suggested that banks. It is necessary to conduct stricter screening of financial big data, simplify the thawing process, and reasonably cooperate with the card-breaking actions carried out by law enforcement departments such as public security. Because even anti-monopoly agencies have no right to freeze corporate accounts at will, banks can freeze your accounts at will if they want, saying it is a card-breaking operation. Isn't this a challenge to the rights of ordinary cardholders? People have legally dealt with any problems with the real name of the bank card and can use it normally. Why did you break someone else's bank card and unfreeze it, and they went offline to queue for a few hours? The procedure is still cumbersome and unreasonable.

Everyone who runs a bank card should have a normal bank income and expenditure, which conforms to the characteristics of normal users of bank cards, so it will not be frozen. For example, your salary card will be credited with salary every month or at regular intervals, and it is a company account, and the corporate account is a personal account. From the perspective of big data, it will not be identified as a suspicious bank card because it is a normal salary card. There are corresponding needs such as investment, and there are frequent flows between investments. This is no problem, but it may freeze if it is not used for a long time. This is very troublesome. It is better to improve the activity of your bank card account.