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How do I know when the repayment date of CCB credit card is?
The available billing days of CCB Credit Card are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26, 27; The cardholder's bill can be viewed from the monthly bill. The credit card billing date of CCB can be adjusted, but it can only be modified once in a natural year.
For example, if the billing date of each month is 17, and 1 transaction is made in May/8 and recorded on the same day, the repayment date of CCB's credit card is 20 days after the billing date (1June/7), that is, July 7, and the interest-free period of this transaction is 50 days (/kloc-0)
If a consumption is made on May 17 and credited on the same day, the repayment date of CCB's credit card is 20 days after the bill date (June 6), and the interest-free period of this consumption is 20 days (May 17-June 6).
Extended data
Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.
If the repayment is not made in full before the due repayment date, the interest-free period will not be enjoyed. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable.
If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, the Construction Bank will charge 5% of the overdue fine for the unpaid part of the minimum repayment amount in addition to the interest as required.
Baidu Encyclopedia-CCB Credit Card
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