Divide the change, freeze it after expiration, and no text messages.

Automatic deduction. Overdue freezing of change is automatic deduction, and overdue payment is automatic deduction. As long as the minimum repayment amount of this month is not paid off on the repayment date, the system will initiate automatic repayment (mainly deducting money from wallet change and bound bank card), and you can directly deduct money without sending text messages.