Joke Collection Website - Blessing messages - How to cancel the bank card bound to the fund account?
How to cancel the bank card bound to the fund account?
First, delete the bank card directly. For details, you can directly find the function of deleting bank cards in the similar section of "Bank Card Management" or "Account Management". .
Second, replace the old card with a bank card that is not commonly used.
The third is the method adopted by most fund companies, that is, users need to send photos of the front of the bank card, photos of the front and back of the ID card, photos of the upper body holding the bank card, manually fill in the application form and photos, and then send them to the customer service mailbox. Some fund companies need to mail them to their companies.
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For useless bank cards, many citizens will choose to cancel them in order to avoid expenses. Netizen "Rose Blossom" is one of them. It was a very simple thing to cancel the debit card, but it took her more than a month to get it done. Why is this?
It took more than a month to cancel the card.
Netizen "Rose Blossom" has been running a bank debit card for seven or eight years. Since she changed her job, this card has no money, but she has never done "painkillers". "The main reason is that this card is related to the insurance I bought. It is only used to pay premiums once a year and has no other use. " Now that the insurance premium has been paid, this card can be regarded as retirement. Based on the principle of reducing management cost, she decided to cancel the card.
1 A few months ago, she went to a bank outlet to handle the card cancellation business. After inquiry, the teller told her that this card is also bound to the bank wealth management account and the E Fund account, so it is necessary to cancel both accounts before canceling the card. "At that time, the lobby manager helped me cancel my account in online banking. After I finished, I returned the card to me, saying that the fund company will have news feedback after 4 days. "
More than half a month ago, she went to the bank again, but the teller said that the wealth management account had been sold, but the fund account had not been sold. "At that time, it was obvious that the lobby manager had sold my fund account. Why is the display not cancelled? " "Roses bloom" is a mystery, so the lobby manager once again helped her apply for fund cancellation on online banking. But a few days later, the inquiry still showed that she could not close the account.
The fund account became a sales card.
Obviously, I have applied for fund account cancellation, why can't I cancel my account? "Rose Blossom" dialed the customer service phone number of E Fund. The staff said that because there is a fund in the fund account of "Rose Blossom", even if all the E Fund in this card in her hand is redeemed, it is still impossible to cancel the fund account.
After a series of tossing, "Rose Blossom" finally understood that the reason why she could not close the account of E Fund Company was because she still held the fund of E Fund in other banks. As long as she still holds the E Fund, she can't close her account, only cancel the relationship.
Finally, the customer service of E Fund suggested that she submit an application form for account registration and account cancellation to the bank, and then she can cancel the association between the debit card and the fund without affecting her fund account opened in other banks.
It is difficult to cancel the bound bank card, and the fund account becomes a card cancellation obstacle-People's Daily Online
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