Repayment process of China Development Bank?

I. Repayment process of China Development Bank?

The student loan system of China Development Bank is unable to repay. If prepayment is required, you can enter the system to apply for prepayment. Then you can transfer the money to your loan Alipay before the 20th of the month of application.

Normal repayment, as long as the loan Alipay is filled with enough money, it will be deducted automatically on the 20th of every year 1 month, and the repayment amount can be queried in the system. Or go directly to the place of origin to repay the loan, and bring any bank card with enough money.

Second, how does the China Development Bank repay the national student loan?

There are two ways to repay the national student loan:

1. Alipay Repayment: Students can log in to the online service system of China Development Bank's college student loan, and then carry out Alipay real-name authentication, and bind personal mobile phones (convenient for mobile phone payment, mobile phone password retrieval and loan expiration reminder SMS, etc. ), and determine the amount of Alipay credited to the bank card. After that, students need to recharge Alipay in time and check the repayment situation in time;

2. Bank repayment: The borrower needs to bring all the materials for handling the student loan, as well as his ID card and bank card. After entering the bank, he will go to the staff to collect and fill out the application form, and then go to the counter to go through the repayment procedures. It should be noted that the borrower should remember to submit the repayment voucher to the relevant person in charge.

3. What is the repayment method of the student loan of China Development Bank?

Pay off the loan in one lump sum and log in to CDB student aid system. You can apply for "prepayment" before 1 1 month15th every year, and then log in to the bound Alipay account, flush the money into Alipay, and wait for deduction or repayment.

Fourth, how to repay the national student loan?

The repayment of national student loans includes normal repayment and early repayment. Normal repayment means that the borrower logs into the CDB student aid system and binds his own Alipay. According to the contract, the repayment amount will be recharged to Alipay account five days before the repayment date, and the system will automatically deduct the money. After the deduction, the borrower can log in to the student online service system to check whether the repayment is successful. Early repayment requires the borrower to apply. Usually, the borrower submits the related prepayment application to the online system on 10 every month. After the bank agrees, the borrower needs to deposit the money into Alipay account in advance and wait for the bank to deduct the money. The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The legal responsibility is that the borrowing students apply for loans from the bank through the school to make up for the lack of tuition, accommodation and living expenses during their studies at school and repay them in installments after graduation. National student loan is an important form to help students with financial difficulties pay tuition and daily living expenses during their school days, support education by financial means, and help them complete their studies. The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan led by the government, subsidized by finance, compensated by finance and universities for certain risks, and operated jointly by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan. Operating environment: brand: apple 12 system version: ios 14 AliPay app, version 10.2.3.