Can I cancel my credit card on my mobile phone? How to cancel my credit card?

Credit cards are often used in people's daily life. Some people will choose to cancel the extra credit cards. Then can I cancel my credit card on my mobile phone? How do I cancel my credit card?

Can I cancel my credit card on my mobile phone?

Cancellation of credit cards can be done on the mobile phone. The cardholder directly uses his mobile phone number to contact the bank credit card manual customer service to apply for cancellation of the credit card, and the bank will cancel the bank credit card after accepting the application. In addition, there is another way to cancel the credit card, that is, the cardholder cancels the credit card at the offline bank outlet.

Credit card cancellation process

Step 1: Call the customer service phone of the bank and apply for cancellation of the credit card. Note that at this time, bank customer service will generally retain you. If you decide to cancel the card, don't listen to him and insist on canceling it.

Step 2: There will be a settlement period of 30 -45 days from the telephone application cancellation to the formal cancellation. Never use a credit card again in the meantime.

Step 3: 40 days after the cancellation, call the bank customer service phone to confirm whether the cancellation is successful, so as to avoid leaving a bad record for yourself because of the unsuccessful cancellation for special reasons.

Step 4: Don't throw away the cancelled credit card everywhere. Cut the magnetic stripe and discard it to avoid being picked up by criminals and causing losses to yourself.

If you need to cancel your credit card, you can cancel it according to the above steps.