How to cancel JD.COM White Card? These points need to be guaranteed beforehand and afterwards.

Many people get a lot of credit cards because of their fever, but they don't need so many in real life, which is more troublesome to manage. If they are not careful, they may run the risk of overdue. If you have a Zhang Xiaobai card in JD.COM, you don't need it. It doesn't matter. I'll teach you how to cancel JD.COM Xiaobai Card.

I. Matters before cancellation of JD.COM Xiaobai Card

If you want to cancel JD.COM Xiaobai Card successfully, you must ensure that there is no deposit or debt in the card, especially the debt must be paid off, otherwise even if you cancel the card, it will still be overdue. Moreover, after the credit information is smeared, if you don't pay it off all the time, then your credit can't be washed away.

Second, JD.COM small white card cancellation method

1, customer service telephone application

Call the customer service phone number of the issuing bank directly, and apply to the customer service for card cancellation after verifying the identity;

2. Cancel bank outlets

Bring my valid ID card and bank card directly, and apply for cancellation of JD.COM Xiaobai Card at any branch of the issuing bank.

The cancellation of the credit card application will not take effect immediately. It usually takes one month or 45 days to officially cancel the card.

Three. Matters after cancellation of JD.COM Xiaobai Card

Don't think that the bank can sit back and relax after canceling the card. Before the cancellation takes effect, if the card falls into the hands of malicious people intact, it is likely to be reactivated and used. Then, you have to bear the loss

Therefore, after canceling the card, the first thing to do is to cut the magnetic stripe of the card to prevent it from being stolen and used.

New Card Evaluation: Is it easy to apply for ICBC JD.COM Xiaobai Card? It's nice to know what you're doing.

In a word, the cancellation method of JD.COM Xiaobai Card is relatively simple, but the precautions before and after the cancellation are particularly important, and the cardholder should not take it lightly. In addition, the cardholder is advised to cancel the card together with the account to ensure the safety of his personal information and property.