Joke Collection Website - Blessing messages - Why is there no SMS and telephone notification for the freezing of domestic bank cards?
Why is there no SMS and telephone notification for the freezing of domestic bank cards?
The bank card is frozen, so there is no need to inform. You can ask the reason why the bank is frozen first.
I. Reasons for unfreezing the locked bank card:
1. If the balance is less than 100 yuan, the bank card will be frozen if it is not used for a long time. For example, CCB stipulates that if the balance of a bank card remains below 100 yuan, it will be frozen after three years, and if it is not lifted within one year after freezing, the bank card will be cancelled after one year from the date of freezing, that is, it will never be used;
2. Incorrect password input for three consecutive times at ATM or telephone banking will also lead to bank card freezing;
3. The loss of the bank card needs to be reported. After the loss is reported, the bank card is frozen and cannot be used;
4. Others maliciously operate, such as calling the bank to pretend to be the owner of the bank card and asking for a loss report when they know their bank card, ID number and other information. This will also be frozen;
There are other reasons, such as the arrears have not been frozen by the court.
Second, the method of unfreezing bank cards.
To lift the freeze, you need to go through the formalities in the bank business hall of the bank card opening bank;
You need to bring your ID card and bank card. Of course, if you report the loss of a bank card, you only need to get your ID card. Be sure to go in person. You can't let others handle this for you.
Specifically, if the freeze is lifted, you only need to explain the situation to the bank staff and then do as they ask.
Bank cards are frozen. Generally, there are three situations. First, the bank loans overdue; Second, general civil litigation; The third is related to economic and other illegal crimes. In addition, if the bank suspects that the user has abnormal behaviors such as cashing out, in order to avoid losses, the bank card will be frozen. You can consult the bank staff for details.
In short, the bank customer service said that the bank card needs to be transferred to unfreeze, which is definitely a liar. If you receive such suspicious calls, don't make money blindly. You can consult the official phone number of the bank for confirmation to avoid being cheated by individuals.
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