I received a short message about the bank's credit card arrears.

Hello, if you insist that you didn't open a credit card, you can use your ID card to get a personal credit report from the local people's bank at or above the county level to see if you have applied for a credit card. If so, take measures quickly. If not, it means that someone may have left the wrong mobile phone number and kept it for you, so you always get text messages. Don't worry. I hope I can help you. You can ask me if you don't understand.