Why is there no SMS notification when spending by credit card?

Take the Agricultural Bank of China as an example. If the SMS notification service has been opened in the account of the Agricultural Bank of China, the reasons for not receiving SMS during consumption may be: the transaction amount is lower than the amount set by the branch or your own sending starting point; The service of SMS notification is in arrears, and it is necessary to pay the arrears; Short messages from mobile phone accounts such as credit card agreed repayment or loan repayment are sent in batches, and the sending may be delayed; Error in registering mobile phone number when opening; The operator has a network failure, the mobile phone number has been blocked, or it was out of service at that time. If the message service receives short messages abnormally, the following methods can be adopted: (1) Please clear the SMS inbox, delete the intercepted software, shut down 10 minutes and then restart; (2) If you still can't receive it after the operation, you can put the mobile phone card in other mobile phones to rule out whether it is abnormal; (3) If a bank account or online banking has been opened at the counter, you can re-sign the contract through the bank account "All-Assistant-SMS Notification-Maintenance/Cancellation" or online banking "Certificate Login-Security-Message Service"; (4) If it is unsuccessful or not opened, the householder can cancel and reopen it at any branch of China Agricultural Bank with his valid ID card and registered account (debit card or quasi-credit card), and the current settlement passbook can be handled at any branch of the first-tier branch where the bank is located.

The difference between credit card and debit card

The following is the difference between the two cards: 1. Credit card is a consumer credit product, which is paid after consumption, while debit card is used after deposit; 2. Credit cards can be overdrawn, but debit cards cannot be overdrawn; 3. Credit cards have revolving credit lines, but debit cards don't (revolving credit refers to the credit line approved by the bank for the cardholder, and the debts used by the cardholder within the credit line need not be fully repaid, so a good credit record can be maintained only by stipulating the minimum repayment amount, and the credit line of the cardholder can be reused); 4. If the credit card holder needs to repay in full before the final repayment date, the shopping consumption can enjoy an interest-free repayment period; 5. Credit card deposits do not bear interest, and debit card deposits bear interest at the savings rate; 6. Credit card belongs to asset business and debit card belongs to liability business; 7. The issuance of credit cards needs to meet the relevant conditions (such as the situation of the work unit, the evaluation of repayment ability, the review of personal credit records, etc.). ), and debit cards only need to have an ID card; 8. Credit cards have anti-counterfeiting logo and UnionPay logo, while debit cards only have UnionPay logo.