Xiaoying Card loan has been repaid on 12, and no text message has been sent.

Xiaoying Card loan has been repaid on 12, and there is no text message, which may be because the lending institution will not send text messages to inform users.

After the user pays off the loan, as long as the page shows that the repayment is successful, the repayment details show that all the arrears have been paid off, and whether or not the SMS is received, it will not affect the repayment result of the user. Of course, some lending institutions will send repayment information to users.

After the user's credit loan is paid off, he can inquire about the personal credit report in the next month. As long as the credit report shows that the loan has been paid off, it can prove that the user has paid off the loan on time.