Is the pre-litigation mediation of Shanghai Pudong Development Bank true?

The pre-litigation mediation of Shanghai Pudong Development Bank should be true, because before the court files a case, the legal center will inform both parties whether pre-litigation mediation is needed. But you can consult the staff of the bank for details.

First, the credit card prosecution process of Shanghai Pudong Development Bank

1. Many people will choose loans because of insufficient capital turnover, so the consequences of not repaying loans will be more serious, because your credit information will not only be affected, but also may be sued by the court.

2. The bank has repeatedly urged money, and if the woman does not pay back the money, the bank will file a civil lawsuit with the court, which is more serious at this time.

After receiving the lawsuit from the bank, the court will certainly investigate the cause of the whole incident, but if you really don't pay back the money, then the court will ask the bank for your personal information.

Then the bank will sort out the relevant information and submit it to the court. You'd better consult the bank at this time.

5. After receiving the litigation materials, the court will generally review and decide whether to accept them within 7 days. If you don't pay back the money after the civil judgment, then you may have committed a crime, which is the crime of credit card fraud, and you should bear certain criminal responsibility.

2. Pufa Credit Card has been sued for overdue. Can we still negotiate?

Usually it can be negotiated, because if the credit card is overdue, Shanghai Pudong Development Bank will sue for no money, and it is best to pay off the overdue as soon as possible according to the judgment. However, if you are unable to repay, you can negotiate with the bank, but you must express your willingness to repay, have a positive repayment heart, and then speak sincerely. Don't ignore or refuse to repay, which may be a crime. And if you don't pay it back for a long time, the bank can apply to the court to freeze all the assets under your name, and may auction the car or house under your name, so it's best to borrow money according to your own ability, and it will be clear within the time limit.

To sum up, if you don't repay the loan, you may be sued by the bank, because the debt will naturally be repaid. If the bank sues you, your credit record may be stained, and it will be inconvenient for you to borrow money in the future, because the bank will not grant it to people without credit.