What is the daily transfer limit of China Construction Bank?

The daily transfer limit of China Construction Bank:

1. ATM transfer: the limit is RMB 50,000;

2. Over-the-counter transfer: the user goes to the bank counter There is no limit on the transfer amount, but if the transfer amount exceeds RMB 50,000, you need to make an appointment in advance at the local branch;

3. Online bank transfer: Users can transfer funds through online banking through short message dynamic passwords, and the limit is RMB 5,000. The transfer limit through online banking shield is 50,000 yuan per transaction and 100,000 yuan per day;

4. Mobile banking transfer: Users verify the transfer through short messages, and the limit is 5,000 yuan. The transfer limit through SMS and device association verification is 500,000 per transaction and 1 million per day.

Differences in transfers between different accounts of China Construction Bank

The daily transfer limits of China Construction Bank also vary according to the account level of the bank card. The details are as follows:

1 Class I account mobile banking:

If it is SMS dynamic password authentication, the daily cumulative transfer limit is 5,000 yuan.

If it is SMS dynamic password device binding authentication, the daily cumulative transfer limit is 1 million yuan or the transfer limit announced by the local branch.

If it is Universal Shield certification, the daily cumulative transfer limit is 5 million yuan.

2 Type II account (correct word: business account) (non-counter - electronic banking) mobile banking:

Whether it is SMS dynamic password, SMS dynamic password device binding or universal shield In the authentication method, the daily cumulative transfer limit is 10,000 yuan.

3 Type I account online banking:

If it is a dynamic password card, SMS dynamic password, document certificate and dynamic password card authentication: the daily cumulative transfer limit is 5,000 yuan.

If it is a dynamic password card, SMS dynamic password, file certificate and dynamic password card authentication: the daily cumulative transfer limit is 5,000 yuan.

If the first-generation online banking shield is used for authentication, the daily cumulative transfer limit is 100,000 yuan.

If it is a first-generation online banking shield with dynamic password card authentication, the daily cumulative transfer limit is 1 million yuan.

If you use the first-generation online banking shield, SMS dynamic password, second-generation online banking shield and universal shield authentication, the daily cumulative transfer limit is 5 million yuan.

4 Type II account online banking:

If it is a dynamic password card, SMS dynamic password and document certificate dynamic password card authentication, the daily cumulative transfer limit is 5,000 yuan.

If you use first-generation online banking shield, first-generation online banking shield dynamic password card, first-generation online banking shield SMS dynamic password, second-generation online banking shield and universal shield authentication, the daily cumulative transfer limit is 10,000 yuan.

How does China Construction Bank increase the transfer limit?

1. If your personal China Construction Bank card belongs to a second-category card account, you can go to a China Construction Bank service outlet to upgrade the bank card to a first-category card and increase the limit

2. Customers can go to China Construction Bank to sign up for mobile banking services with their bank cards and ID cards. Generally, they sign up at a business outlet

After mobile banking, the transfer limit of the bank card can be increased.

3. Activate the China Construction Bank Online Banking Shield, become a CCB Online Banking Shield user, and conduct Construction Bank transfers through online banking.

How to transfer money without signing a contract with China Construction Bank?

China Construction Bank can also handle transfers without signing a mobile banking or online banking contract.

1. Offline transfer: You can transfer money directly through the service desk of a bank service outlet or transfer money through an ATM self-service terminal;

2. Online transfer: Online transfer is mainly done through the Third-party payment tools to transfer funds. However, there is a limit. According to the requirements, the total transfer limit for each transaction and single day is 50,000. The transfer limit of different payment systems is not exclusive, that is, each has a limit of 50,000. Transfer amount.