How to invite friends to open micro-loans-

How to invite micro loans? Try these methods.

Micro-loan is an online loan product provided by Tencent to some users. Why is it only available to some users? According to the official, due to the initial promotion stage, the invitation scope is relatively small, and only some users on WeChat and Tencent QQ can access the micro-loan application. So how can I be invited by the government if I want to open a small loan?

1. What's the reason why the micro-loan was not invited?

Micro-loan is Tencent's official invitation system. Theoretically, all users who use WeChat or QQ should be able to apply. Actually, it is not. Think about it. If someone temporarily applies for a WeChat account just to open a micro-loan, what qualifications are needed to open it? In fact, in the final analysis, it depends on the activity of WeChat. Even if you opened a WeChat account ten years ago, WeChat payment has never been tied to the card, and the life payment function has never been used. The balance of change has remained in single digits. For Tencent, you are just an ordinary chat user, and there is no need for small loans. Then why invite?

Second, how to invite micro loans?

1, improve personal information

First, you need real-name authentication, then bind my mobile phone number, my usual bank card and credit card, and finally you can complete my personal address and emergency contact. Note that after the information is completely bound, don't change it frequently, but keep it stable, otherwise who will invite people who can't contact with incomplete information?

2. Frequently use WeChat to pay related services.

On the WeChat I payment page, there are many convenience service platforms, such as mobile phone recharge, water, electricity and gas payment, train ticket reservation, credit card repayment, shopping, etc., all of which can be operated through WeChat payment, which improves the possibility of micro-loan system invitation.

3. Buy WeChat wealth management products

For example, Licaitong is the official financial platform of Tencent. Buying wealth management products on it can well reflect your economic ability and repayment ability. After all, micro-loans tend to invite people who can repay on time.

4. You can use WeChat for daily money transactions.

Nowadays, most of the daily money transactions are paid by mobile phones, so we can get into the habit of paying by WeChat, such as sending red envelopes among friends, transferring money, receiving and paying by WeChat in consumer transactions and so on. After all, micro-loan is a product of Weizhong Bank, which can increase the flow of WeChat payment and make it easier to invite people with consumer needs.

5. Maintain good personal credit information.

The personal credit report of the People's Bank of China is the basis of micro-credit lending, and it is also necessary to check and agree to inquire about the credit report before applying, so keeping a good personal credit record is conducive to the opening of micro-credit invitation.

The above is about how to invite micro-loans. At present, only the official invitation channel does not support voluntary applications from foreign individuals, so users who have not been invited for the time being may wish to wait patiently through the above operations.

Microfinance invitation code succeeded.

The success of the micro-loan invitation code indicates that the user successfully sent the micro-loan invitation code to his friends. For the invitation code of micro-loan to take effect, users' friends need to be qualified to open micro-loans and successfully use the invitation code to open micro-loans. Therefore, the success of the micro-loan invitation code does not mean that the user successfully invites friends to open micro-loans. Users can understand the results of micro-loan invitation by viewing their own WeChat interface.

First, how to invite users to open micro-loans

Users who open micro-loans log on to WeChat. In WeChat-my wallet, there is a micro-loan entrance that has been opened. You can click on the entrance to view the current micro-loan quota and interest rate. At the top of the page, there is an activity to invite friends. Click directly to enter the micro-loan invitation and courtesy page, click on the three points in the upper right corner, and choose to send to friends. Users' friends will receive the invitation link. If a friend meets the requirements, he can successfully open a micro-credit loan, and the user's WeChat interface will display the friend's micro-credit loan amount. If a friend is not qualified enough, then the user's WeChat will still display a polite interface to invite users to open micro-loans.

II. Introduction to Microfinance

Micro-loan products are positioned as Internet micro-loan products, with a loan amount of less than 200,000 and a loan interest rate lower than that of ordinary credit cards. Micro-loan is the first batch of targeted loans that are most suitable for micro-loan customers through the white list mechanism, mainly in Weizhong and Tencent. Weizhong Bank will launch QQ wallet and WeChat wallet. Micro-loan adopts the user invitation system, and randomly selects white list users from users who meet the current credit conditions and invites them to use the products.

To sum up, micro-loan is a simple directional loan, which is convenient for users who are in urgent need of small liquidity. Before making a loan, users should know their own loan demand and repayment ability, and choose the repayment method that suits them. Of course, there are relevant provisions for loans.

How to invite others with micro-loans?

Micro-loans can be opened by inviting friends, but not all invited friends can open them. Only those who meet the conditions for the opening of microfinance can be opened after being invited. Micro-loan adopts user invitation system, and only those invited by micro-loan can open micro-loan. If you want to know if your friend can open micro-loans, just let him log on to WeChat, and then click "I"-"Pay" on the lower right to see if there is an icon of "micro-loan borrowing". If so, you can invite him to open it.

Tips: If you need funds, you can also handle them through our official channels. Ping An Bank provides unsecured credit loans, as well as mortgages and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Loan and try to apply.

Response time: August 27th, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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