CITIC Bank debit card interbank and online banking transfer charges, very confusing? Who can explain in detail that CITIC official website didn't find the answer?

The following is the public information of official website of China CITIC Bank, with the charging standard serial number in front:

1. ATM transfer fee:

(216) Inter-bank ATM transfer in the same city: -1, (inclusive): 3 yuan; 1,-5, (inclusive): 5 yuan; 5,-1, (inclusive): 8 yuan; More than 1,: 1 yuan.

(217) Inter-bank ATM transfer in different places: 1%, with the lowest in 5 yuan and the highest in 5 yuan.

second, online banking transfer:

(7311) intra-bank transfer in the same city is free.

(7312) Inter-bank transfer in the same city: 2 yuan/transaction.

(7313) Bank transfer in different places: .2%, with the lowest in 1 yuan and the highest in 1 yuan.

(7314) Inter-bank transfer in different places: .5%, with the lowest in 1 yuan and the highest in 1 yuan.

III. Handling fee for deposit and withdrawal:

(131) Handling fee for off-site counter deposit of the Bank: .5% of the amount, with the maximum 1 yuan;

(1,3,2) Handling fee for withdrawal from counters in different places: .5% of the amount, with the highest 2 yuan;

(214) ATM withdrawal fee for inter-bank in the same city: 2 yuan for each transaction, and the first two transactions per month are free;

(215) ATM withdrawal fee from different places: .5% of the amount+2 yuan;

(216) ATM withdrawal fee of our bank in different places: .5% of the amount;

(2,1,7) ATM deposit fee of the bank in different places: .5% of the amount, with the highest 1 yuan;