What if the other party calls the police?

1. What should I do if the credit card comes to the door for debt collection?

1、

Credit card comes to collect debts, and the other party calls the police.

There must be valid evidence.

2. As for what is strong evidence, you can provide screenshots of insulting messages sent by total recall and the other party, videos of physical conflicts of cardholders, and so on.

3. The Law on Public Security Administration Punishment clearly stipulates that anyone who repeatedly sends insults, intimidation or other information and interferes with the normal life of others shall be detained for not more than five days or fined not more than 500 yuan; If the circumstances are serious, they shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan. If you encounter a credit card collection explosion address book, you can directly complain to the bank and the CBRC, and if necessary, you can call the police and seek judicial help.

2. Is it illegal to collect harassing text messages by credit card?

1. If the credit card collection explodes the address book, it is illegal to harass the contacts in the cardholder's address book with frequent phone calls and text messages. It mainly violates the provisions of Article 42 of the Law on Public Security Administration Punishment, that is, "sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others".

2. Punishment standard: detention for less than five days or a fine of less than 500 yuan; If the circumstances are serious, they shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan.

Third, the consequences of overdue repayment of credit cards

1. First of all, it is a breach of contract not to repay after a credit card is overdrawn. The bank may require the cardholder to repay the principal, overdue interest, liquidated damages, etc. If the bank sues the court and wins, the cardholder will also bear the litigation costs.

2. Secondly, if the cardholder maliciously overdraws a certain amount for the purpose of illegal possession and fails to pay it back within the time limit, it will also bear criminal responsibility.

3. Finally, overdue repayment will leave a bad credit record for the cardholder, which will affect the smooth progress of the cardholder's future loan.

Remind you: now we all live in a civilized society, and we should pay attention to civilization in everything we do, and we can't use violence. Even if the credit card is overdue, it should be collected in a civilized way. If the credit card profiteering collection causes harm to others, it may also touch a criminal offence.