Is it true that Gitzo reduced repayment?

Not necessarily, because whether Gitzo can reduce or exempt depends mainly on whether the user really has no repayment ability and financial resources for the time being, and whether he can provide real proof materials, and then the system will review and pass before reducing or exempting. Because everyone's situation may be different, not everyone can successfully reduce it.

Personal credit report is required for bank loans:

1. Bring my ID card or client's ID card and power of attorney, and provide my ID card to the credit inquiry window of the People's Bank of China to print personal credit records;

2. Open China People's Credit Information Center official website (version 3.3.2 of Google Browser), and submit an application for personal credit information record in the personal inquiry column with the mobile phone number matching the registered account number of the ID card. Usually, the mobile phone will receive the inquiry code from the credit information center within 72 hours. Open the official website login account of China People's Credit Information Center again, enter the inquiry code of SMS in the personal inquiry column to access personal credit information, and download and save a PDF document at the bottom of the page.

Conditions for applying for bank loan business:

Natural persons aged between 18 and 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank;

6. If the above conditions are met, you can apply for loan business at the local bank.

To apply for a bank loan, you need to prepare materials:

1. Valid ID;

(2) proof of permanent residence or valid residence and proof of fixed residence; 3. Proof of marital problems;

4. Bank flow;

5. Proof of income or personal assets; 6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank. Requirements for bank loans:

(1) 18 years old with full capacity for civil conduct, permanent residence of urban residents or legal and valid identification, and the age of the lender required for bank loans is usually between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Good credit information;

(4) Other conditions required by the lending bank.